Habitat seeks applicants for homes

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Special to the Chickasaw Journal


HOUSTON — Habitat for Humanity of Houston is seeking applicants who want to partner with them for home construction.

Persons who are interested in being considered should call Rev. Randy Rinehart at 542-1911 to begin the application process.

All information submitted to Habitat for Humanity is confidential.

Habitat does have legal guidelines to follow and a tried-and-true process that can make homeownership possible for people who might not qualify for a loan through traditional means.

Applicants are required to meet several qualifications to ensure success. In general, prospective homeowners must:

• Be a citizen or legal resident.

• Prove steady income.

• Have good credit.

• Earn a monthly income within limits of Habitat for Humanity guidelines, depending on household size.

In addition, each partner family will be required to:

• Invest “Sweat Equity” hours in building their own home or the home of others.

• Make an affordable down payment.

• Make timely mortgage payments over the life of the note.

• Attend homeowner education classes.

Habitat is a Christian-based organization that follows a non-discriminatory policy for family selection. Neither race nor religion is a factor in choosing partner families. Partner families are always selected on their level of need, ability to pay and willingness to partner with Habitat. The final decision will be made by the local Habitat for Humanity of Houston Board of Directors.

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