Saltillo residents could see flood insurance decrease

By JB Clark/NEMS Daily Journal

SALTILLO – Many Saltillo area residents can expect to see a drop in their flood insurance rate in the coming weeks after a new federally approved flood map took effect Tuesday.
Several houses in Edgewater, some in Wesbriar and along Quail Creek Drive and most houses in Pat’s Cove will be taken out of the high hazard flood category, according to the new map.
“This could mean a significant, thousand-dollar in some cases, change in insurance,” said Brian Grissom, zoning, building and floodplain administrator for the city of Saltillo.
Development of the new flood map began almost three years ago when residents hired an engineer and surveyor to appeal the Federal Emergency Management Agency’s floodplain.
FEMA denied the initial appeal but the city took on the project, adding on to the residents’ work.
“I submitted the paperwork through the city for a map revision because FEMA doesn’t charge the city when we submit a revision request,” Grissom said. “We’ve spent about two years going back and forth with FEMA.”
The risk level of a floodplain is determined by FEMA for mortgage companies to determine if there is more than a 26 percent chance a house will flood during a 30-year span.
jb.clark@journalinc.com